
	Securing financing is just one part of a real estate transaction. Alexander Premier Properties is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 310-836-8690 if your needs include a professional REALTOR^® ready for the business side of real estate.

Let Alexander Premier Properties help you finance your new home in Los Angeles.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I've got great connections to many mortgage lenders in the Los Angeles area, and they've helped me recognize some things that make the loan application process a snap.

1 – Make a list of questions regarding your loan program

If you don't entirely realize the advantages and disadvantages of the different programs, make sure you have a list of questions. At times, it can be a challenge to understand the differences between fixed and adjustable rate mortgages. I or one of my lenders will be able to assist you in understanding the advantages and disadvantages of each program.

2 – Decide when you want to lock

When you lock in the interest rate, your mortgage lender is sure to hold to the interest rates for the loan – often at the time the loan application is submitted. By floating the rate, you can lock the rate at any time between the day you apply for your loan and at the time of closing. Buyers who decide to float believe that interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to lower your interest rate

When you elect to pay additional points to lower the rate of your mortgage loan, you'll pay for them in cash at the time of closing. Every point is 1 percent of the loan. Click here to use our points calculator. This tool will help you determine if buying points is the best option for you.

4 – Bring your paperwork

Obtaining a loan requires a lot of paperwork, so you should take some time to get all your documents together. Click here to preview common information that goes on a loan application.